Important Disclosures, Terms and Conditions, and Privacy

Important Disclosure Information

Papi(PJ) DiNuzzo, Mindset Coach, MBA, MSTx, is the founder and President of DiNuzzo Private Wealth, Inc. (“DPW”), an SEC registered investment adviser. DPW offers various types of investment advisory and non-investment advisory services, including the non-investment advisory success/self-help consulting services that are the subject of this presentation.  Please Note: Limitations. This presentation is limited to the discussion of non-investment-related success/self-help topics and issues. The presentation does not include a discussion of investment-related topics or issues, and no portion of the presentation should be construed as investment-related advice. A copy of DPW’s current written disclosure Brochure and Form CRS discussing the scope of DPW’s services is available upon request or at www.dinuzzo.com. The scope of the services to be provided by DPW depends upon the needs and requests of the client and the terms of the engagement.

DiNuzzo Private Wealth, Inc. d/b/a DiNuzzo Wealth Management d/b/a DiNuzzo Family Office d/b/a DiNuzzo Middle-Market Family Office d/b/a DiNuzzo Emerging Wealth (“Company”) is an SEC registered investment adviser located in Beaver, Pennsylvania.  

Company may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.  Company’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of Company’s website on the Internet should not be construed by any consumer and/or prospective client as Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by Company with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of Company’s current written disclosure Brochure discussing Company’s business operations, services, and fees is available from Company upon request or at www.dinuzzo.com.  Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Company website or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Company), will be profitable or equal any historical performance level(s).

Certain portions of Company’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Company (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Company, or from any other investment professional.  Company is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

Please Note: Limitations: Neither rankings and/or recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Company is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (use CLICK HERE FOR MORE INFORMATION link(s) to see participation criteria/methodology). Unless expressly indicated to the contrary, Company did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of Company by any of its clients.  ANY QUESTIONS:  The Company’s Chief Compliance Officer, Patrick J. DiNuzzo, remains available to address any questions regarding rankings and/or recognitions, including the criteria used for any reflected ranking.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Company’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Company, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Company’s website, to release and hold harmless Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Company.

Legal, Privacy, Copyright and Trademark Information

Use of this website is governed by the following terms and conditions. Please read these terms and conditions carefully, as by accessing this site you will be deemed to have agreed to them. These terms and conditions are subject to change without notice to you, so we recommend that you review them regularly. If you do not agree with these terms and conditions, do not use this site.

Limited License and Use

The owner of this site (“Owner”) grants you a limited license to display the contents of this site on your computer or other electronic device you use to access this site, and print, download and use the materials on this site solely for informational purposes or to transact with the Owner, provided that the contents of the site are not modified in any way and that all copyright and other notices are maintained. You agree not to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify this site or any of its content.

This site is for general information purposes only and is not intended to provide you with any personalized financial, insurance, legal, accounting, tax or other professional advice. You will not rely on this site as a substitute for independent research or for personal advice.

Nothing on this site constitutes an offer to buy or sell products or services of any third party. All products and services are subject to the terms and conditions of any applicable contracts and applicable laws. The products and services described on this site are available only in jurisdictions where they may be lawfully offered for sale. The Owner may only solicit the sale of financial products and services for which the Owner has been duly licensed in the jurisdiction in which the sale occurs.

The use and content of this site, including the terms and conditions of use, shall be governed by the laws of the province in which the Owner resides and you agree to attorn to the jurisdiction of the courts of that province.

If you are accessing this site on behalf of another party, you confirm that you are authorized to do so, and agree you shall be liable and will indemnify and hold harmless the Owner in the event the party you are acting on behalf of claims you did not have such authority, or the information you submitted was inaccurate.

No endorsement or approval of any third party or their statements, opinions, information, products, or services is expressed or implied by the contents of this site. To the extent any third party opinions or information are included on this site, they are provided for convenience only and the Owner assumes no liability and does not approve or endorse such third party content, or warrant such content to be accurate, complete, reliable, verified, error free, or fit for any purpose.

The Owner may utilize third party service providers to provide certain tools and/or programs, some of which may be housed on a third party server or on a site which has been independently developed by others. As such, while accessing this site you may be linked to such other third party servers. Access to other sites or use of any third party tools or programs on this site are subject to all terms and conditions found therein.

Availability

This site, in whole or in part, may periodically be unavailable to you in order to allow for maintenance or updates, or due to other causes, including causes beyond the control of the Owner. Further, any or all of the services on this site may change at any time, with or without notice to you.

Privacy and Confidentiality

You acknowledge that the Owner collects and uses personal information for purposes of providing the services described on this site. The Owner is committed to respecting the privacy and confidentiality of information in accordance with applicable law. The Owner has established and will continue to maintain appropriate safeguards to protect the security and confidentiality of personal information. However, you acknowledge and confirm that the Internet is not a secure medium where privacy and confidentiality can be guaranteed and that complete security and confidentiality of transmissions to and from this site over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and you acknowledge that your use of the site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties. Without limiting any other disclaimer herein, neither the Owner nor any third party shall be responsible or liable for any damages that you or any other person may suffer in connection with any such breach of privacy, confidentiality or security. If you are provided with a user name and password to access any part of this site, you agree to be liable for all uses of your user name and password, including unauthorized use without your consent and you acknowledge that the Owner shall not be responsible to confirm the actual identity or authority of any user. Instructions provided pursuant to such user name and password shall constitute sufficient authority to the Owner to execute any transactions directed there under. You agree to notify the Owner immediately should the confidentiality of your user name and password be in jeopardy.

E-mail security

The security of e-mail communication cannot be guaranteed at this time. Any person wishing to communicate or send information of a private or confidential nature to the Owner is encouraged to do so by other means.

Copyright

This site has been developed by and is the property of the Owner. All information and materials contained on this site are protected by copyright, trademark and/or other intellectual property laws of the United States, Canada, and other countries, and are the property of their respective owner(s). Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of the Owner. Any infringement of the rights of the Owner may result in appropriate legal action.

Trademarks

The Owner owns or has obtained the right to use by license or otherwise the trademarks, logos and domain names used on or in connection with the goods and services that it provides and displays on this site. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks on this site shall not in any way be construed as an implied license to use such trademarks.  Any third party marks are used with permission or under license.

General disclaimer

While information posted on this site is believed to be reliable and accurate at the time of posting, the Owner does not guarantee, represent or warrant that the information contained on this site is accurate, complete, reliable, verified, error free, or fit for any purpose.

Nothing on this site forms a contract, or a part of any contract, other than as it relates to the use of this site or as may be expressly provided. In the event of a conflict between the information contained on this site and the terms contained in any products or services offered by the Owner or a third party, the terms contained in any document detailing such product or service will prevail.

Neither the Owner or any third party, make any representations or warranties, express or implied, regarding the usability or condition of this site, that this site will operate uninterrupted or error free, or that this site will operate in combination with any services or software used in connection therewith or that it shall be viewed consistently with all browser software or that any communication transmitted to or from this site is private, confidential or secure.

The Owner expressly disclaims all representations, warranties or conditions, express or implied, statutory or otherwise, including, without limitation, the warranties and conditions of merchantable quality and fitness for a particular purpose, non-infringement, compatibility, timeliness, security or accuracy, and any representations, warranties or conditions that may arise from a course of dealing or usage of trade.

You assume full responsibility for risk of loss of any nature whatsoever resulting from your use of this site. Without limiting the generality of the foregoing, you acknowledge and agree that neither the Owner or any third party, shall be liable to you for loss of data, computer time or any loss or damage of any nature whatsoever arising out of or attributable in any manner whatsoever to your use or inability to use this site for any reason whatsoever or to any action or inaction on the part of the Owner or for any direct, indirect, special or consequential damages, even if the Owner has been advised of the possibility thereof, including but not limited to lost profits, lost opportunities or business revenues, loss of goodwill, or failure to realize expected savings.

This site may contain links to other sites which sites are not maintained or controlled in any way by the Owner. Links to any such sites that are not maintained or controlled by the Owner are provided for convenience only and are not to be construed as an endorsement by the Owner or any other party of the products, services, advice or opinions or any other content of such sites. Access to or use of sites to which links are provided are subject to the terms and conditions of such sites. You are fully responsible for any use that you make of the content contained in such sites and you are solely responsible for the consequences of any use of or reliance on such content.

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Papi(PJ) DiNuzzo, Manifestation Mindset Life Coach, MBA, MSTx, is the founder and President of DiNuzzo Private Wealth, Inc. (“DPW”), an SEC registered investment adviser. DPW offers various types of investment advisory and non-investment advisory services, including the non-investment advisory self-help, self-improvement, personal development coaching, teaching, and consulting services that are the subject of the PapiMindsetCoach.com and PJDiNuzzo.com websites, courses, and presentations. Please Note: Limitations. Courses and presentations are limited to the discussion of non-investment-related self-help, self-improvement, personal development topics and issues. The Courses and presentations do not include a discussion of investment-related topics or issues, and no portion of them should be construed as investment-related advice. A copy of DPW’s current written disclosure Brochure and Form CRS discussing the scope of DPW’s services is available upon request or at www.dinuzzo.com. The scope of the services to be provided by DPW depends upon the needs and requests of the client and the terms of the engagement.

No part of these materials may be reproduced in any form or by any electronic or mechanical means, including information storage and retrieval systems, without permission in writing from the creator, except by a reviewer, who may quote brief passages in a review, or as otherwise permitted by U.S. copyright law.

This training is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the creator(s) is/are not engaged in rendering legal, investment, accounting, psychological, counseling, or any other professional services to you. While the creator(s) has/have used their best efforts in preparing this training, they make no representations or warranties with respect to the accuracy or completeness of the contents and specifically disclaim any implied warranties of merchantability, fitness for a particular purpose, or any person(s) results. No warranty may be created or extended by any sales representatives or written sales materials. The advice and strategies contained herein may not be suitable for your situation. You should consult with a qualified professional who understands your full circumstances when appropriate for any material decisions you make or are considering making. The creator(s) shall not be liable for any loss of profit or any other personal or commercial damages, including but not limited to special, incidental, consequential, personal, or other damages.

While we wholeheartedly and completely believe in the techniques and coaching methods contained on our websites, in our books, in our private and group coaching sessions, in our courses, and in all of our speaking engagements. However, we also believe that for any of the foregoing to work for you the same as it did for us and others, you need to share in the same beliefs, commitment, and core values. We are not counselors, nor are we trained to diagnose or treat any physical or mental condition. Because everyone is different and comes from different origins, with different belief systems, and different approaches to adapting and accepting new techniques, we cannot guarantee specific results and all of our teachings, coaching, and belief systems we present, are presented for educational purposes only for you to implement into your life and active belief systems as you see fit. Nothing presented has been scientifically evaluated or proven through scientific testing, nor can it be, because none of what we teach comes from systems or events subject to appropriate scientific controls, but rather from holistic mind, body, and spirit observations and both individual and collective experiences gleaned over many years concerted study and conscious mind introspection. You should not change your life, your investments, or the course of your actions based solely on what you hear or learn in any presentation, course, book, or speaking engagement, but rather from your own belief systems and values as you deem appropriate after careful consideration and with counsel from qualified professionals who understand your full circumstances.

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